Upgrade Triple Cash Rewards Visa®
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions
- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
- No annual fee
- Combine the flexibility of a credit card with the predictability of a personal loan
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy
** To qualify for the welcome bonus, you must...
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** To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
Credit Needed: Excellent, Good, Above AverageCreditWeb considers the following based on credit types:
A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. A credit score between 685 and 710 is considered above average credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0* |
N/A* |
N/A* |
14.99% - 29.99% APR |
|
Our OpinionThe Visa® Upgrade offers a unique opportunity to earn triple points on all your purchases. This means that for every dollar you spend, you will earn three points instead of the usual one. These points can then be redeemed for cash back, gift cards, travel rewards, and more. With this upgrade, you can earn more rewards for the same amount of spending, making it a no-brainer for those looking to get the most out of their credit card.
No Annual Fee
One of the best things about the Visa® Upgrade is that it comes with no annual fee. This means that you can enjoy all the benefits of triple points without having to pay any extra fees. Many credit cards charge an annual fee for their rewards programs, but with the Visa® Upgrade, you can earn more without having to pay more. This makes it a great option for those looking to save money while still earning valuable rewards.
Easy Redemption
Redeeming your points with the Visa® Upgrade is quick and easy. You can choose to redeem your points for cash back, statement credits, gift cards, or travel rewards. With cash back, you can receive a statement credit or have the cash deposited directly into your bank account. Statement credits can be used to pay off your credit card balance, making it a great way to save money on your monthly payments. Gift cards and travel rewards offer even more value for your points, allowing you to stretch your rewards even further.
Additional Benefits
In addition to triple points and no annual fee, the Visa® Upgrade also offers a variety of other benefits. These include fraud protection, travel and emergency assistance, and extended warranty protection. With fraud protection, you can rest easy knowing that your purchases are safe and secure. Travel and emergency assistance can come in handy during unexpected situations, while extended warranty protection can save you money on repairs or replacements for eligible purchases.
How to Upgrade
Upgrading to the Visa® Upgrade is quick and easy. Simply log into your credit card account online and look for the option to upgrade. You can also call the customer service number on the back of your card to request an upgrade. Once your upgrade is approved, you can start earning triple points on all your purchases right away.
Don't miss out on this amazing opportunity to earn triple cash rewards with the Visa® Upgrade. Upgrade your card today and start earning more for your everyday spending. Have any questions or comments? Let us know in the comments below.
