BMO Harris Business Platinum Rewards Mastercard^®

Credit Card Disclosures


¹Participation in BMO Harris Rewards^SM is subject to terms and conditions found in BMO Harris Rewards Program Rules, available at: https://www.bmo.com/en-us/bmoharrisrewardsconsumer. The Account must be current and in good standing to accrue and redeem points or cash back, as applicable. While points and cash back don’t expire, if the Account is closed for any reason, the Account will no longer be able to accrue points or cash back. All accrued points or cash back not redeemed will be available for redemption for 90 days as long as the Account is closed in good standing. All cash back is redeemable in the form of a statement credit. The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 - 4 weeks after the conclusion of the three month period.

²Anniversary Bonus is based on net purchases made in the year prior to Anniversary Date. Please see the Program Rules for more information about the Anniversary Bonus.

³You can request to transfer balances from credit card accounts that you have with other credit card issuers. By submitting your Balance Transfer request you agree that the terms and conditions of your Cardholder Agreement apply to all balances transferred. Please refer to the Summary of Credit Terms for important information about rates and fees.

⁴Certain terms, conditions, and exclusions apply. Extended Warranty, Master RoadAssist® and MasterRental® are underwritten by New Hampshire Insurance Company, an AIG company. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.

⁵Pay only for purchases that you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Learn more at http://www.mastercard.us/zero-liability.html.

⁶Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Coverage for a stolen or damaged eligible cellular wireless telephone is subject to terms, conditions, exclusions, and limits of liability of this benefit. The maximum liability is $400 per claim for Platinum Rewards Mastercard, and $600 per covered card per 12-month period. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per covered card per 12-month period. The monthly bill associated with the phone must be paid with the eligible card for coverage to be effective. Refer to the Mastercard Guide to Benefits for more information.

⁷Access Summary of Credit Terms for rate and fee information.

Apple and Apple Pay®Registered Symbol are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Play and the Google Pay are trademarks of Google LLC.

Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks or their respective owners.

Mastercard, the Mastercard Brand Mark, Mastercard® ID Theft Protection^TM, Master RoadAssist®, MasterRental®, Mastercard Identity Check^TM, and the circles design are trademarks of Mastercard International Incorporated.