Our Opinion
Setting financial goals is an important step towards achieving financial stability and success. However, it can be overwhelming and confusing to figure out where to start. That's where Aspiration's Spend & Save feature comes in. With this innovative tool, you can easily set and track your financial goals, aligning your financial inputs with your institutional goals. Here's how it works.

Setting Financial Goals
The first step towards achieving your financial goals is to set them. Aspiration's Spend & Save feature allows you to create multiple goals, such as saving for a down payment on a house, paying off credit card debt, or building an emergency fund. You can set the amount you want to save, the timeline for achieving the goal, and even add a personalized description to keep you motivated.

Tracking Progress
Once you have set your financial goals, it's important to track your progress. Aspiration's Spend & Save feature makes this easy by showing you a visual representation of your progress towards each goal. You can see how much you have saved, how much is left to reach your goal, and how much time you have left. This helps you stay on track and make adjustments if needed.

Aligning Financial Inputs
One of the unique features of Aspiration's Spend & Save is the ability to align your financial inputs with your goals. This means that every time you make a purchase with your Aspiration debit card, a percentage of the transaction will automatically go towards your chosen financial goal. For example, if you have set a goal to save for a down payment on a house, every time you make a purchase, a percentage of that purchase will go towards your down payment fund. This makes it easier to save without even thinking about it.

Personalized Recommendations
Aspiration's Spend & Save feature also offers personalized recommendations to help you achieve your financial goals faster. Based on your spending habits and financial goals, the tool will suggest ways to save more and spend less. This could include switching to a cheaper phone plan, canceling unused subscriptions, or finding a better deal on your insurance. These small changes can add up and help you reach your goals sooner.

Easy to Use
Aspiration's Spend & Save feature is user-friendly and easy to use. You can access it through the Aspiration mobile app or website, making it convenient to track your progress on the go. The interface is simple and intuitive, making it easy for anyone to use, regardless of their financial knowledge or experience.

Start Achieving Your Financial Goals Today
With Aspiration's Spend & Save feature, achieving your financial goals has never been easier. By setting goals, tracking progress, aligning financial inputs, and receiving personalized recommendations, you can take control of your finances and work towards a more secure financial future. So why wait? Start using Aspiration's Spend & Save feature today and see the difference it can make in achieving your financial goals.