Credit Cards with 0% Balance Transfers

We didn't find any credit cards in this category, but we do have these popular offers that you may be interest in.
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Fortiva® Cash Back Rewards Mastercard
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Directly with Fortiva

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Fortiva® Cash Back Rewards Mastercard

  • Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Use Anywhere Mastercard is Accepted
  • $0 fraud liability**
  • Free access to your VantageScore 4.0 credit score from TransUnion®†
    *See Program Terms for important information about the cash back rewards program.
    **Fraud liability subject to Mastercard rules.
    † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.


Credit Needed:
Fair, AverageCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$85-$175 first year, $229 thereafter N/A* N/A* 36% Fixed
Aspire® Cash Back Rewards Mastercard
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Directly with Aspire Card

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Aspire® Cash Back Rewards Mastercard

  • Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free Access to your Credit Score†
    *See Program Terms for important information about the cash back rewards program.
    ** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
    † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.


Credit Needed:
Fair, Above Average, LimitedCreditWeb considers the following based on credit types:

A credit score between 685 and 710 is considered above average credit. A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$85-$175 first year, $229 thereafter N/A* N/A* 36% Fixed
Total Visa® Card
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Directly with Total Visa

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Total Visa® Card


Credit Needed:
Fair, Poor, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: 2
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* 35.99%*
Reflex® Platinum Mastercard®
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Directly with Continental Finance

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Reflex® Platinum Mastercard®

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • See Rates & Fees


Credit Needed:
Fair, Limited, PoorCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$75 - $125 N/A* N/A* 35.90% Fixed
Surge® Platinum Mastercard®
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Directly with Continental Finance

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Surge® Platinum Mastercard®

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • See Rates & Fees


Credit Needed:
Fair, Limited, PoorCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: 1
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$75 - $125 N/A* See website for Details* 35.90% Fixed
Indigo® Mastercard®
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Directly with Concora Credit Inc.

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Indigo® Mastercard®

  • Get the credit limit you deserve—$1,000 guaranteed if approved.
  • Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
  • Get the credit you deserve, even with less-than-perfect history.
  • Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Don't Have Perfect Credit? No Problem!
  • No security deposit, just purchasing power.

* The Milestone Mastercard is issued by Concora Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.

Credit Needed:
Fair, Poor, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms N/A* N/A See Terms
Revvi Card
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Directly with MRV Banks

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Revvi Card


Credit Needed:
Poor, FairCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* 35.99%*
Kay Jewelers Credit Card
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Directly with Comenity Bank

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Kay Jewelers Credit Card

Express Your Love Your Way. Enjoy Zero Down Special Financing* on purchases of $300 or more with the KAY Jewelers Credit Card issued by Comenity Bank.

Nothing Should Get in the Way of Love. Use your KAY Jewelers Credit Card and select a Special Financing* plan that works best for you.

  • 6 Months Special Financing: $300 minimum purchase*
  • 12 Months Special Financing: $750 minimum purchase*
  • 18 Months Special Financing: $3000 minimum purchase*
  • 36 Months Special Financing: $1,500 minimum purchase*
  • Treat yourself to something wonderful during your birthday month with $100 off.*
  • Cardholder's Anniversary: Celebrate with a special offer, just for you with $100 off.*


Credit Needed:
Poor, LimitedCreditWeb considers the following based on credit types:

A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: 41
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0* N/A* N/A* See Terms*
Milestone® Mastercard®
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Directly with Concora Credit Inc.

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Milestone® Mastercard®

  • Get a guaranteed $1,000 credit limit if approved!
  • Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
  • Don't Have Perfect Credit? No Problem!
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.
  • No security deposit, and a path to better credit.

* The Milestone Mastercard is issued by Concora Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.

Credit Needed:
Fair, PoorCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms N/A* N/A See Terms
Masseys Credit
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Directly with Masseys

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Masseys Credit

  • See if you are pre-qualified instantly, without affecting your credit score
  • Less than perfect credit is okay
  • Credit lines up to $500
  • Payments as low as $5.99 per month (subject to final credit approval)
  • Automatic reviews for credit line increase opportunities
  • Buy now, pay later! One stop shopping for name brand shoes, apparel and more!


Credit Needed:
Poor, Fair, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0* N/A* N/A* See Terms*
Destiny Mastercard®
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Directly with Concora Credit Inc.

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Destiny Mastercard®

  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Don't wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
  • Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
  • Apply with Confidence! There is no impact to your credit score if you're not approved. See terms.
  • Get the credit you deserve, even with less-than-perfect history.
  • No security deposit required—get started today!
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.

* The Destiny Mastercard is issued by Concora Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.

Credit Needed:
Poor, Fair, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms N/A* N/A* See Terms
Upgrade Cash Rewards Visa®
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on Upgrade's Secure Site

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Upgrade Cash Rewards Visa®

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy
  • See Rates & Fees

** To qualify for the welcome bonus, you must... See More

Credit Needed:
Excellent, GoodCreditWeb considers the following based on credit types:

A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2

Reviews: 1
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0 N/A* N/A 14.99% - 29.99% APR
Upgrade Triple Cash Rewards Visa®
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on Upgrade's Secure Site

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Upgrade Triple Cash Rewards Visa®

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy

** To qualify for the welcome bonus, you must... See More

Credit Needed:
Excellent, Good, Above AverageCreditWeb considers the following based on credit types:

A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. A credit score between 685 and 710 is considered above average credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0* N/A* N/A* 14.99% - 29.99% APR
Upgrade Life Rewards Visa®
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Directly with Cross River Bank

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Upgrade Life Rewards Visa®

  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories, 1% cash back on everything else (Target and Walmart earn 1%)
  • Pay your balance in full early each month and avoid interest with EarlyPay*
  • Combine the flexibility of a card with the predictability of a loan
  • No Annual fee*
  • No touch payments with contactless technology built in*
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere


Credit Needed:
Excellent, GoodCreditWeb considers the following based on credit types:

A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0 N/A N/A 14.99% - 29.99% APR
Looking for more balance transfer cards? If you didn't find what you are looking for, take a look at these balance transfers.

Despite the many benefits and a variety of offers from the biggest credit card issuers, there are unique details to consider before opting for this type of offer. Most importantly, pay attention to the balance transfer fee, which is typically outlined in the terms and disclosure. This is typically in the 3 - 5% range. The Chase Slate credit card currently offers an introductory $0 fee, if a balance is transferred withing the first 60 days.

Other factors to consider include: the length of the 0% offer, the purchase interest rate, and the annual fee.

These credit cards are not the right choice for every consumer, but those who are trying to save money on interest and/or consolidate debt should compare the many available offers. After a basic comparison, you'll better understand which one will save you the most money while providing a variety of additional benefits. You may want to check out our balance transfer calculator for an estimate of savings.
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* See the online bank credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. We do not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.
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