Credit Card and Reporting Education
There is no right or wrong way to compare credit card offers, but there are definitely some steps you can take to ensure that you are on the right track.
Once you implement a system for comparing offers and moving toward a final decision, you’ll feel comfortable with the steps you are taking.…
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Some credit cards have an annual fee while others do not. So, before you make a final decision, it’s important to know exactly what you’re getting.
Here are several questions to address before applying for a credit card with an annual fee:
1. How much is the annual fee?
There is a big difference between a credit card with a $100 annual fee and one with a $500 annual fee.…
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Do you have bad credit? Is this stopping you from reaching some or all of your financial goals?
Although you may be in a bad spot right now, there are steps you can take to dig your way out in the days, weeks, and months to come.
One of the best ways to improve bad credit is through the use of a credit card.…
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Are you growing tired of your current credit card? Are you ready to make a change in the near future?
There may come a time when you want to transition from your current credit card to a new offer. This could happen for many reasons, such as if the interest rate or annual fee is too high.…
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Is there anything worse than the thought of being charged some type of credit card fee?
When applying for a credit card, it’s imperative to understand the fees associated with the offer. If you don’t, there’s a chance that you could be surprised by one of these at some point in the future – and that’s not a situation you want to face.…
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In many ways, applying for a business credit card is the same as doing so as an individual.
However, you don’t want to apply for a business credit card until you realize how your personal finances can be impacted.
Here are three important details to consider, all of which are often overlooked by business owners:
As a small business owner, you’re always seeking ways to save time and work in a more efficient manner. Furthermore, it never hurts to make positive changes in regards to your finances.
To this point, you may have been relying solely on cash, checks, and a business bank account debit card to get by.…
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No matter how hard you try, there may come a point when you miss a credit card payment. Although you may be scared of what this will bring, there are some basic steps you can take to get back on track.
Here are a few things you need to do:
The Chase Sapphire Preferred credit card is a top choice among many types of consumers, especially travelers who are interested in serious rewards and an annual fee that’s less than $100.
From the start, you’ll find yourself earning points for everything from travel to dining (and that’s just the beginning). Along with this, once you’re ready to redeem your points, you gain access to a flexible reward program that’s considered one of the most advanced in the industry.…
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There is no denying the fact that some people shouldn’t carry a single credit card. For example, if you have had issues with this type of debt in the past, it is probably best that you don’t have access to a credit card in the future.
On the flipside, there are reasons why you need a credit card.…
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