Category: Credit Cards

Some people obsess over their credit card limit, while others never think twice about it. If you’re interested in an increase, it’s imperative to take a high level overview of your situation to determine if now’s the time to take action.…
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Despite the fact that closing a credit card can have a negative impact on your credit score, you may strongly believe it’s the best decision for your finances.

Of course, you don’t want to head down this path until you’re 100 percent sure of what you’re doing.…
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The decision to apply for your first credit card is a big one. On one side, you’re excited about the prospect of using this tool to improve your finances. Conversely, you may have some concerns about making a financial mistake that costs you now and in the future.…
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It happens to even the most financially responsible consumers. You have every intention of paying your credit card bill on time, but for one reason or another it slips your mind.…
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There is no worse feeling than staring at a credit card bill that you can’t afford to pay. You want nothing more than to eliminate (or reduce) this debt, but realize that it’s not possible to do so right now.…
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Are you planning an overseas trip? Do you have questions about the best way to make purchases? Are you interested in using your credit card, but unsure if it’s a good idea?…
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With so many rewards credit cards to choose from, it can take quite some time to learn more about every offer that’s available. While every card has something unique to offer, you don’t want to make a final decision until you’re sure that you’re getting exactly what you want.…
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Many people obtain a credit card with the idea that they will only use it for emergency purposes. While there’s nothing wrong with this, it does lead to an important question: what constitutes an emergency?…
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Don’t be surprised if there comes a point in your life when you want to increase your credit card limit. While you don’t see anything wrong with this, the decision ultimately rests with your credit card issuer.…
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Nothing harms your credit score quite like a late payment. If you get into the habit of paying your bills past the due date, you can expect it to take a toll on your score.…
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