Credit Cards

Do you remember the days when the best way to apply for a credit card was to wait for an offer to arrive by mail? While these offers will still show up in your mailbox from time to time, you don’t have to delay your search. You don’t have to wait for the perfect offer to come around.…
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As a startup founder, you know two things to be true:

•    You are responsible for anything and everything associated with your new business.
•    Access to money will come in handy sooner rather than later.

While you may not be afraid of the hard work, you may be scared that funds will run low at some point.…
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There are a lot of questions to answer before choosing a credit card. From your credit score to the benefits of a particular offer, you need to keep an open mind to ensure yourself of making an informed and confident decision.

Some people overthink the process of comparing credit card offers.…
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As a small business owner, you have the responsibility of keeping a close eye on your company’s finances. For many, this means choosing and using a small business credit card in a responsible manner.

Before you begin your search, before you make a final decision, you need to answer a few questions.…
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From a cash back credit card to one that offers airline rewards, you have many options to consider.

While some people choose the first credit card that looks good to them, others realize the importance of comparing all their options before making a final decision.

By answering the following questions, you can put yourself on the right path to making an informed and confident decision:

• What will you use your credit card for?

Many credit card users are taking advantage of the opportunity to save money on interest fees with a credit card balance transfer.

A balance transfer can be made from one or more credit cards, transferring the debt to a new card with better interest rates, often as low as 0%.…
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Rewards cards are aimed at consumers with good to excellent credit and offer the cardholder a little something back for using the card.

Generally, rewards are 1% of purchases charged to the card. Depending on the card issuer’s rewards program, extra points may be earned for shopping with specific retailers, or for making purchases with certain types of vendors.…
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A secured credit card can be a great option for you to build your credit history while enjoying the conveniences of using a credit card.

Start by looking specifically for a secured credit card to apply for. If you apply for a regular credit card and get a denial, some lenders will offer you a secured credit card, and some will just deny you and leave it at that. …
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By using credit cards wisely, the consumer can get the benefits of using a credit card without the hassles and expenses that may come with using a credit card.

Spend Responsibly
A credit card can really come in handy for regular spending and for the occasional unexpected expense. But a cardholder who regularly treats their credit limit as extra income is likely to end up buried in a mound of debt.…
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Sub-prime credit cards are geared towards consumers with a poor credit history and offer consumers a chance to improve their credit rating while enjoying the benefits of using a credit card.

On the spending side, sub-prime cards work the same way as a prime card – simply swipe, sign, and go when making purchases.…
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