Credit Cards

There may come a time when you realize that you no longer need your credit card. If you find yourself in this position, it’s time to move forward with the cancellation process.

Of course, there’s a big question on your mind: should you cancel the credit card or should you keep the account open?…
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Finding a credit card that suits your every want and need is easier said than done. Adding to this challenge, you never know if you’ll be approved until you complete and submit an application.

While there are things you can do to position yourself for an approval, there’s no guarantee. Here are three of the most common reasons credit card applications get rejected:

1. Your Credit Score is Too Low

Simply put, if your credit score isn’t in the acceptable range you’re not likely to receive an approval.…
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As somebody with a credit card, you’re in position to make a variety of key decisions. At some point, you may ask yourself this question: does it make sense to add a cardholder?

For example, you may want to add a spouse or child as a cardholder. While this is a big decision, it’s not one that should bog you down for too long.…
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Many of the biggest department and retail stores offer their own credit card to customers. While this sounds like a great idea on the surface, especially if you can access a promotion in exchange for signing up, you don’t want to jump at the idea just yet.

Here are several questions to answer before applying for a store credit card:

1. What are you getting in return?

Are you seeking your very first small business credit card? Are you interested in making a change from the one you currently use? Either way, you need to know what types of things are most important.

The right credit card makes it much more likely that you will take advantage of the benefits.…
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Nobody wants to spend more time than they have to on the phone with their credit card company. However, there are times when it makes sense to reach out.

Here are three questions you should consider asking today:

1. Can you waive my late fee? If for any reason you made a late payment, this is a question you should ask.

While applying for a small business credit card is a big step, you must answer a very important question: how will you make the most of this financial tool?

There are many ways to use a small business credit card, some of which will suit you while others will not.

As you begin to consider your many options, here are three details you should never overlook:

1. Use your small business credit card for every type of purchase.

Regardless of your situation, if you find yourself searching for a credit card you should be able to put this in the past soon enough. The reason is simple: there are hundreds upon hundreds of credit card offers.

If you have yet to find a credit card, if you have put a lot of time into this process, it is a good idea to keep looking.…
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Credit cards have come a long way over the years. In today’s world, there are many types to choose from. There is a card for every type of consumer.

If the idea of a gas credit card piques your interest, it’s time to learn more about this type of offer.

While the final choice is yours to make, here are three things to look for in a gas credit card:

1.…
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The primary benefit of a reward credit card is the ability to earn points for every dollar you spend. By doing this, you will eventually find yourself in position to redeem these points for everything from travel to cash back to gift cards.

With so many reward credit cards to choose from, making a final decision is never easy.…
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