Chris Bibey

One of the primary benefits of shopping with a credit card is the protection you receive as a consumer.

At some point, you may realize that you need to dispute a credit card charge. This isn’t exciting by any means – as it will take some time and effort on your part – but it may be something you need to do nonetheless.…
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If you’ll find yourself traveling this summer, it’s imperative to gain a solid understanding of how you will pay for the many expenses that are sure to arise.

While some expenses are best paid for with cash or a debit card, there are others in which using a credit card makes the most sense.…
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It doesn’t matter if you’ve had your credit card for several months or many years, there is always the chance that you could find yourself searching for a replacement at some point in the future.

There are many reasons why you may need to replace your credit card with a new one, including the following:

• Too many fees.

There is no right or wrong way to compare credit card offers, but there are definitely some steps you can take to ensure that you are on the right track.

Once you implement a system for comparing offers and moving toward a final decision, you’ll feel comfortable with the steps you are taking.…
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Some credit cards have an annual fee while others do not. So, before you make a final decision, it’s important to know exactly what you’re getting.

Here are several questions to address before applying for a credit card with an annual fee:

1. How much is the annual fee?

There is a big difference between a credit card with a $100 annual fee and one with a $500 annual fee.…
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Do you have bad credit? Is this stopping you from reaching some or all of your financial goals?

Although you may be in a bad spot right now, there are steps you can take to dig your way out in the days, weeks, and months to come.

One of the best ways to improve bad credit is through the use of a credit card.…
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Are you growing tired of your current credit card? Are you ready to make a change in the near future?

There may come a time when you want to transition from your current credit card to a new offer. This could happen for many reasons, such as if the interest rate or annual fee is too high.…
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Is there anything worse than the thought of being charged some type of credit card fee?

When applying for a credit card, it’s imperative to understand the fees associated with the offer. If you don’t, there’s a chance that you could be surprised by one of these at some point in the future – and that’s not a situation you want to face.…
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In many ways, applying for a business credit card is the same as doing so as an individual.

However, you don’t want to apply for a business credit card until you realize how your personal finances can be impacted.

Here are three important details to consider, all of which are often overlooked by business owners:

• Your personal credit history can be impacted by your business credit card.

As a small business owner, you’re always seeking ways to save time and work in a more efficient manner. Furthermore, it never hurts to make positive changes in regards to your finances.

To this point, you may have been relying solely on cash, checks, and a business bank account debit card to get by.…
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